Billing Policy Page

Welcome to patchandbagel.com. The following terms and conditions govern all use of our website and all content, services, and products available at or through the website.

  1. Payment Methods: We accept all major credit cards (Visa, MasterCard, American Express, and Discover) through Shopify Payments, PayPal, and Stripe. These secure payment gateways enable us to provide you with a seamless online shopping experience.

  2. Currency: All prices and transactions on PatchAndBagel.com are in United States Dollars (USD). If you are ordering from outside the United States, your credit card company or bank will convert the transaction to your local currency.

  3. Sales Tax: Sales tax is applied to your PatchAndBagel.com order in accordance with individual state and local regulations if your shipping address is in a state where retail stores, company establishments, or one of our partners are located.

  4. Billing: When you place an order on PatchAndBagel.com, an authorization hold is placed on your bank account for the total amount of your order. An authorization is not a charge but may appear on your statement as a pending transaction. The authorization is released when the order is shipped.

  5. Security: We take security seriously. All transactions are encrypted and processed through a secure SSL protocol. We do not store any of your payment information on our servers.

  6. Refunds: Refunds for returned items will be credited to the original payment method. Please refer to our Return and Refund Policy for more information.

  7. Chargebacks: If you dispute a charge that is valid according to our terms and conditions, we reserve the right to take legal action to recover any charges received.

  8. Changes to our Billing Terms & Conditions: We reserve the right to change or modify these terms and conditions at any time. Changes will be effective immediately upon posting on the website.

By using patchandBagel.com and making a purchase, you agree to these Billing Terms & Conditions. If you have any questions about our billing procedures, please contact us. We're here to help!